The Scottish Referendum from an Outsider’s Perspective

I have lived in Scotland for 5 months as part of my American study abroad program, and the one topic that is always inescapable, is the issue of Scottish independence. It is my understanding that Scotland is a part of the United Kingdom, and I can see why a nation would want to be free of a greater rule. However, when I talk to most people here, I get two answers; either they are vehemently for independence or they do not really know what is going to happen.

I can already foresee a few problems if Scotland attains their independence. First, taxes will immediately rise, and no one will be happy about that, considering taxes are already very high in the United Kingdom as a whole. Secondly, the issue of which currency to use will be hotly debated. Will they use the Pound or will they revert to Euros? Lastly, the benefits of free healthcare and free university might not be so free anymore. These two things are extremely valuable and speaking as an American, I wish these came free for me as well. Yet, these problems may never exist because no one can tell the future, and we will just have to see what happens when the time comes.